Ratkovich Bob

I graduated from the University of Redlands in 1993 with a BS in Business. I pursued the construction industry working from a laborer to owning James Merrill's Construction Company. I lived off referrals and, unfortunately, did not position myself with economic fallouts. After losing everything, I returned to school attending the University of Phoenix, and achieving my Masters in Business...

As your personal Farmers Insurance agent located in Scottsdale, I believe in keeping you informed of ways to protect what's important to you. Whether you're looking for auto insurance, homeowners insurance, life insurance, or specialty coverage, Farmers Insurance will help you select the right products to fit your insurance needs. Auto Insurance at Farmers Insurance offers a variety of auto...