First Niagara Bank

First Niagara takes a personal interest in your banking needs: mortgage, investing, credit card, insurance, consumer and commercial financial services.

I was charged over $250.00 in overdraft charges in just one day. When to start I should of been over drafted just once for a few dollars. Beware of this bank. Also, MAKE SURE YOU ARE OPT-OUT, because even if you say that when you open your account chances are they opt-in you so they can overdraft your account like crazy. But then they reply with "Oh you should keep a better ledger", then when he sees my transaction ledger I had it perfect, but because I didn't put one twenty-dollar item in order I got charged over 250 dollars. This bank is ridiculous!!! Have had 2 other banks and never had this much trouble and only had them for a month. I will be leaving this bank soon.