Judy Lawrence, MS Ed. is a Personal Financial Counselor, Money Coach, Speaker and the author of the best-selling book The Budget Kit: Common Cents Money Management Workbook 6th Ed, originally in print since 1980 with over 425,000 copies sold, and now with Kaplan Publishing. She has appeared on CNBC, Style Network, many national news networks, radio shows, online interviews and more. Judy gives...